The most common risks that professionals in the media and marketing industry face are lawsuits that arise from copyright infringement, plagiarism, defamation, and invasion of privacy. As media and marketing professionals frequently work with media assets (often created by other professionals), it is common for such types of problems to arise.
You can request to add Legal Expense Insurance to your Media and Marketing Insurance policy. Legal Expense Insurance enables you to consult a lawyer for advice related to your business. Standalone Legal Expense policies start at $200 a year, but you may be able to get a discount if you bundle it with other policies (such as general liability, errors & omissions, crime etc) in your Media and Marketing Insurance.
If you are concerned about advertising injury (libel, slander, etc) caused by your own company’s marketing and promotional material, request to add General Liability coverage to your Media and Marketing Insurance policy. But General Liability does not cover the work you do for your clients. If you are concerned about advertising injury caused by the work you do for your clients, add Errors & Omissions coverage to your insurance policy. Errors & Omissions Insurance provides coverage for damages caused by errors and omissions in your services.