Accidents and mishaps are an unfortunate part of life. Being prepared can make the experience less frightening. Here are some helpful tips on what to do in case of an accident:

• Stay calm.
• Check for injuries and determine the extent of damage.
• If safe to do so, move your vehicle to the side of the road and turn on hazard lights.
• Call 911 to report the accident and any injuries; ask if police presence is required (usually it’s not required if damage is estimated to be less than $2000).
• Do not admit fault or liability.
• If police presence is not required, go to a Collision Reporting Centre (if available in your area).
• Exchange information with other driver(s) including name, phone number, driver’s licence and plate number, as well as insurance information.
• Exchange contact information with any witnesses.
• Record accident details for your records (weather conditions, what each car was doing, etc.) Take photos of the scene, if possible.
• Do not discuss your insurance limits or accept monetary compensation.
• Report the accident to your insurance company as soon as possible.